Focus on What Matters

We put our emphasis on the investments that make up your portfolio.  Sounds rudimentary right? It is, but that perspective is largely lost in the advisory community.  Many financial professionals focus on the wrong objectives (marketing, client acquisition, etc).  We believe an adviser needs to concentrate their time on your accounts while positioning them to attain your overall goals and objectives. 

Shared Incentives

Joiner Financial's monetary incentives are directly aligned with client incentives all the way down to how we get paid for our services.  As a fee based firm, we are paid the same amount whether we decide to recommend investment company A or investment company B.  The only way our compensation changes is if the value of your accounts change.  When the account value goes up we are paid more as our fee is based off a higher portfolio value.  If your account decreases in value we are paid less as our fee is based off a lower portfolio value.  This directly ties our financial incentives with our clientele.  Our future is truly tied to the success of our client portfolio's.  

Investment Fiduciary  

Joiner Financial's investment advisers carry a fiduciary responsibility with clientele.  This fiduciary duty requires an adviser, by law, to act in the best interest of their clients, putting their clients interests ahead of their own at all times.  We would like to believe that all brokers, advisers, or any kind of wealth managers would be upheld to this legal obligation.  Unfortunately, this is not case with many in the industry.  As long as commissionable business is involved, there will undoubtedly exist a level of conflict between the client and investment adviser.  For more information on this please click here to read our piece that explains this in more detail. 

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